2026 IPREM: €600/month · €7,200/year (14 payments)

References & Official Sources

We believe in transparency. Every piece of guidance on this site is backed by official sources. Use these links to verify information and access primary documents.

Important: Immigration rules change frequently. While we strive to keep migrate.es up to date, always verify critical details — especially visa requirements, financial thresholds, and deadlines — directly with the official sources listed below. Information on this site does not constitute legal advice.

🏛️ Spanish Government & Immigration

Ministerio de Inclusión, Seguridad Social y Migraciones

Spain's Ministry of Inclusion — official immigration policies, permit types, and the Digital Immigration Portal.

Sede Electrónica — Secretaría de Estado de Migraciones

Online portal for immigration applications, renewals, and appointment scheduling (cita previa).

Portal de Inmigración

Official immigration information hub with procedure guides, document checklists, and processing status lookups.

Agencia Tributaria (AEAT)

Spain's tax authority — tax residency rules, Beckham Law applications (Modelo 149/151), Modelo 720, and annual tax returns.

Seguridad Social — Tesorería General

Social Security registration, SIP health card, contribution records, and affiliation procedures.

Cl@ve — Sistema de Identidad Electrónica

Spain's digital identity system for accessing government services online. Required for the immigration portal and tax filings.

BOE — Boletín Oficial del Estado

Spain's Official State Gazette — the authoritative source for all published legislation, including immigration law changes.

DGP — Dirección General de la Policía

National Police extranjería division — issues TIE cards, takes fingerprints, and handles in-person residency procedures at police stations.

SEPE — Servicio Público de Empleo Estatal

Public Employment Service — unemployment registration, job-seeker services. Relevant for work-permit renewals after job loss.

Ministerio de Educación, Formación Profesional y Deportes

Ministry of Education — handles degree homologación (recognition of foreign academic credentials) and equivalencia procedures.

MAEC — Ministerio de Asuntos Exteriores, UE y Cooperación

Ministry of Foreign Affairs — consular legalization, apostille verification, and the official directory of sworn translators (traductores jurados).

Notariado — Consejo General del Notariado

General Council of Notaries — find a notary for SL formation, powers of attorney, marriage registration, and sworn declarations.

Registro Mercantil Central

Commercial Registry — company name reservation (certificación negativa de denominación), provincial company registration, business information lookups.

🇪🇺 European Union & Border Systems

EU Entry/Exit System (EES) — European Commission

Official EU page on the Entry/Exit System — biometric border management for non-EU nationals, live since April 10, 2026.

ETIAS — European Travel Information and Authorisation System

Official ETIAS portal — €20 pre-travel authorization for visa-exempt nationals (US, UK, Canada, etc.). Delayed by the European Commission to Q4 2026 with a 6-month transitional period; not yet required.

eu-LISA — EU Agency for IT Systems

The EU agency managing EES, ETIAS, SIS, and VIS border management systems.

Schengen Visa Info

Comprehensive resource on Schengen visa rules, 90/180-day calculator, and country-specific entry requirements.

EUR-Lex — EU Law

Official database of EU legislation, including the EES Regulation (2017/2226) and ETIAS Regulation (2018/1240).

📋 Visa & Residency Programs

Ley Orgánica 4/2000 — Ley de Extranjería (BOE)

The foundational law governing the rights and freedoms of foreigners in Spain — sets out the entire framework that all immigration regulations build on.

Real Decreto 557/2011 — Reglamento de Extranjería (BOE)

The main implementing regulation for the Ley de Extranjería — details visa categories, procedural rules, and document requirements.

Real Decreto 1155/2024 — 2025 Immigration Reform (BOE)

The 2025 reform (in force since May 20, 2025) that renamed Arraigo Social to Arraigo Sociolaboral, created Arraigo de Segunda Oportunidad and Caregiver Visa, raised dependent-child age to 26, introduced Familia Extensa with 51% GDP rule, and replaced 1+2+2 ladder with 1+4.

Real Decreto 240/2007 — EU Family Member Regime (BOE)

Implementing regulation for the EU Free Movement Directive (2004/38/EC) — governs the tarjeta comunitaria for non-EU family members of EU/Spanish citizens.

Ley 39/2006 — Dependency and Personal Autonomy (BOE)

Law establishing the recognized grades of dependency (Grado I, II, III) and the framework for non-professional caregivers — legal basis for the 2025 Caregiver Visa.

Ley Orgánica 1/2004 — Violencia de Género (BOE)

Law protecting victims of gender-based violence — the basis for the immediate independent residency permit available to spouses, bypassing the 3-year marriage rule.

Ley 28/2022 — Startup Law (BOE)

Full text of Spain's Startup Law covering the Digital Nomad Visa, Entrepreneur Visa, Beckham Law expansion, and innovative-company (empresa emergente) tax incentives.

Ley 18/2022 — Crea y Crece (BOE)

Law on the Creation and Growth of Companies — reduced the SL (Sociedad Limitada) minimum share capital from €3,000 to €1 and introduced "Sociedad Limitada en Régimen de Formación Sucesiva" for sub-€3k formations.

ENISA — Empresa Nacional de Innovación

National Innovation Agency that evaluates Entrepreneur Visa business plans and certifies empresa emergente status (unlocking 15% corporate tax and tax-free stock options).

Beckham Law — AEAT Guidance

Tax agency guidance on the special tax regime for inbound workers (IRNR régimen especial, Modelo 149/151). Beckham beneficiaries are exempt from Modelo 720, Modelo 721, and wealth tax on foreign assets.

IPREM 2026 — Indicador Público de Renta de Efectos Múltiples

The public income indicator used to calculate minimum income thresholds for visa eligibility (Non-Lucrative Visa, family reunification, social benefits).

📊 Cost of Living & Regional Data

INE — Instituto Nacional de Estadística

Spain's national statistics institute — official data on cost of living, salaries, population, and economic indicators.

Idealista

Spain's largest property portal — rental and purchase prices by neighborhood, market trends, and price indices.

Numbeo — Cost of Living

Crowd-sourced cost of living data for Spanish cities — grocery prices, rent, utilities, and city-to-city comparisons.

Expatistan

Cost of living comparisons for expat-popular Spanish cities with international benchmarks.

🏥 Healthcare & Social Services

Ministerio de Sanidad

Spain's Ministry of Health — public healthcare system information, SIP card, and coverage rules for residents.

Comunitat Valenciana — SIP Card

Valencia region health service — SIP card applications and health center assignments.

SALUDINFORMA — Andalucía

Andalusia health service — Tarjeta Sanitaria for Malaga and other Andalusian cities.

SERMAS — Comunidad de Madrid

Madrid regional health service — Tarjeta Sanitaria Individual, primary-care centre assignments, and online appointment booking for the Comunidad de Madrid.

CatSalut — Servei Català de la Salut

Catalonia health service — TSI (Targeta Sanitària Individual) for Barcelona and the rest of Catalonia, with separate procedures for non-resident registration.

Osakidetza — Servicio Vasco de Salud

Basque Country health service — TIS card for Bilbao, San Sebastián, Vitoria-Gasteiz, and the rest of País Vasco.

Servizo Galego de Saúde (SERGAS)

Galicia health service — Tarxeta Sanitaria for A Coruña, Vigo, Santiago, and the rest of Galicia.

IB-Salut — Illes Balears

Balearic Islands health service — Tarjeta Sanitaria for Palma, Mallorca, Menorca, Ibiza, and Formentera.

📅 Cita Previa (Appointment Booking)

Sede Electrónica — Extranjería Appointments (ICP Plus)

Book appointments for immigration procedures (NIE, TIE, fingerprinting) at your provincial Oficina de Extranjería. Tip: new slots are released daily around 8:00 AM — check early morning for availability.

Seguridad Social — Cita Previa

Book appointments at TGSS (Tesorería General de la Seguridad Social) for Social Security registration, contribution queries, and benefit claims.

Agencia Tributaria — Cita Previa

Book appointments with Spain's tax authority for NIE-related tax matters, Modelo 149 (Beckham Law), Modelo 720, and other tax filings. Also available by phone: 901 200 351.

2026 Key Financial Indicators

The reference figures used to calculate visa thresholds and benefit eligibility.

Indicator Monthly Annual Used For
SMI (Salario Mínimo Interprofesional) €1,424.50 €19,943 (14 payments) Digital Nomad Visa threshold, minimum wage
IPREM €600 €7,200 (12 payments) / €8,400 (14 payments) NLV threshold, family reunification, social benefits

SMI set by Royal Decree, effective February 19, 2026. IPREM updated annually in Spain's General State Budget (Presupuestos Generales del Estado). Last verified: May 2026.

Financial Requirements by Visa Type

Income and savings thresholds for 2026, calculated from the current SMI and IPREM.

Digital Nomad Visa (DNV) — Based on 200% of SMI

Applicant Monthly Requirement Annual Requirement Calculation Basis
Primary applicant €2,849 €34,188 200% of SMI (€1,424.50 × 2)
+ First dependent +€1,068 +€12,816 75% of IPREM monthly
+ Each additional dependent +€356 +€4,272 25% of IPREM monthly
Couple (2 adults) €3,917 €47,004 Primary + first dependent
Family of 4 €4,629 €55,548 Couple + 2 children

SMI 2026: €1,221/month across 14 payments, prorated to €1,424.50/month. DNV threshold = 2 × €1,424.50 = €2,849/month. Must demonstrate consistent income over previous 12 months via payslips, tax returns, or bank statements.

Non-Lucrative Visa (NLV) — Based on 400% of IPREM

Applicant Monthly Requirement Annual Requirement Calculation Basis
Primary applicant ~€2,400 ~€28,800 400% of IPREM (€600 × 4 × 12)
+ Each dependent +~€600 +~€7,200 100% of IPREM monthly
Couple (2 adults) ~€3,000 ~€36,000 Primary + one dependent
Family of 4 ~€4,200 ~€50,400 Couple + 2 children

IPREM 2026: €600/month (12 payments). NLV threshold = 4 × €600 × 12 = ~€28,800/year. Consulates increasingly require recurring monthly income (pensions, dividends, rental income) rather than a static savings balance.

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